What is CreditAPI?
CreditAPI is a secure, easy and effective tool to retrieve consumer credit data from Experian, Equifax and Transunion via XML for use within your software application in order to make business decisions.

  Rapid Deployment is possible because CreditAPI was designed to be simple to work with. An experienced web developer can complete integration in less than a day. All that is necessary is the ability to post an XML request to our URL and parse the XML response that is returned.
  Merge Technology uses sophisticated algorithms to produce an accurate combination of credit data from all three credit repositories (Experian, Equifax and TransUnion).
  Credit Score Analyzer generates recommendations for improving a consumer’s credit score.
  Security & Compliance tools verify the identity of the consumer(s) and can perform checks for fraud and compliance.
  Credit Attributes can create an efficient and consistent process for analysis and decisioning. Build a better picture of the consumer using characteristics that extend beyond standard credit report data.
View Samples
Try Our New SmartAPI

New in CreditAPI
● Order dozens of credit-related products with
our new SmartAPI
● New VantageScore models available.
● Support for IP restriction enforcement.
● Support for new Credit Freeze PIN

Contact us to get started

Phone: 714-708-6950
E-mail: smartapi@meridianlink.com